$4,873 June 2025 Social Security Payment Deposited: Millions of senior citizens, disabled persons, and other eligible beneficiaries in the US eagerly await their Social Security Stimulus payments every month. The month of June 2025 has brought relief to them as a whopping $4,873 has been deposited directly into their bank accounts. This is a regular but important Social Security payment that aims to provide some relief to beneficiaries from inflation and rising cost of living.
In this article, we will know in detail who has received this payment, how to check if it has come to your account or not, what are the eligibility criteria, and what to expect for the coming months.
What is a Social Security payment?
The payment given by the Social Security Administration (SSA) is to provide financial security to those citizens in the US who have paid Social Security tax during their lifetime. This payment is made in the following categories:

- Retirement Benefits
- Disability Insurance (SSDI)
- Survivor Benefits
- Supplemental Security Income (SSI)
This payment of $4,873 is one of the highest monthly benefit amounts that certain eligible citizens receive based on their work history and contributions.
Who got this $4,873 payment?
Not everyone gets this amount. A monthly Social Security check of $4,873 is usually received by people:
- Who have earned a high salary for 35 years
- Who have retired after full retirement age (FRA), such as at age 70
- Who have consistently contributed to SSA taxes
- If you meet these eligibility criteria, you are probably among the highest payouts.
When and how is the payment made?
June 2025 Social Security payments:
- First date: June 3, 2025 (for those already receiving Social Security and born between 1-10)
- Second date: June 10, 2025 (born between 11-20)
- Third date: June 17, 2025 (born between 21-31)
Those who receive payments via direct deposit receive funds faster, while beneficiaries with paper checks may have to wait a few extra days.
How to check your payment?
If you want to know if your $4,873 Social Security payment arrived, follow the steps below:

- Login to MySocialSecurity.gov.
- In your account, go to the section, Payment History or Current Payments.
- You may be in a position to view the payment date, the amount deposited, and the mode of payment.
- Your bank account statement is also verifiable or you can check whether you have made payments through the mobile application of your bank.
Quality of eligibility?
In order to access the Social Security benefits, you are to comply with the following requirements:
- Worked for at least 10 years and paid Social Security tax
- For retirement: 62 years of age or older
- For SSDI: Medical disability must be proven
- For SSI: Must be within the income and resource limits
If you have deferred retirement, i.e. extended retirement from 67 to 70 years, then your payment amount increases by about 8% every year.
What to do if payment does not come?
If your friends have received payment but it has not come to your account, then do not panic. Do the following:
- Check my Social Security account
- Contact your bank
- Call SSA Helpline: 1-800-772-1213
- Visit your local SSA office to get information
- Note that payments may be delayed by a few days for beneficiaries with paper checks.
Effects of inflation and COLA (Cost-of-Living Adjustment)
Social Security payments are increased each year through COLA, which is determined by the inflation rate. In 2025, COLA increases were expected to increase by as much as 3.2%, making a difference in beneficiaries’ payments. If the COLA increase goes into effect, your monthly amount could increase even more in the long run.
Conclusion
The Social Security amount of $4,873 has been released on time in June 2025 and is proving to be a big source of financial relief for millions of people. If you are also a beneficiary, make sure that your SSA account is updated, bank details are correct, and keep checking your payment status regularly.
This is not just a payment, but an effort from the government to support you in living. If you are not eligible yet, be sure to review retirement planning and contributions, so that you can also take full advantage of this assistance in the future.
FAQs
Q1. What is the $4,873 Social Security payment for June 2025?
A. The $4,873 refers to the maximum monthly Social Security benefit a U.S. retiree can receive in 2025 if they retire at age 70 with high lifetime earnings.
Q2. Is the $4,873 amount affected by COLA?
A. Yes. Social Security payments are adjusted annually through a Cost-of-Living Adjustment (COLA). The 2025 amount reflects the latest COLA increase.
Q3. Can I still receive a paper check?
A. Most Social Security payments are made via direct deposit or Direct Express debit card. Paper checks are rare but still possible if opted for.
Q4. Will taxes be withheld from my Social Security payment?
A. Social Security benefits may be partially taxable, depending on your total income. You can request voluntary tax withholding through Form W-4V.
Q5. Can I receive Social Security and Supplemental Security Income (SSI) together?
A. Yes, if you qualify for both. Social Security is based on work history, while SSI is for low-income individuals who are aged, blind, or disabled.